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Affiliate Disclosure

Last updated: 11 August 2026

Written by us, not by a lawyer. This was drafted in plain language by the operator and has not been reviewed by a legal professional. It describes what this site actually does, which is the part we can vouch for. It is not legal advice and may not cover every requirement in every country we are read from.

In plain English: NOMADREEF contains affiliate links. If you click one and buy or book something, we may earn a commission. It costs you nothing extra, the price is the same as going direct. That commission is how an independent, reader-supported site like this pays for itself.

Written by us, not by a lawyer. These terms and policies were drafted in plain language by the operator and have not been reviewed by a qualified legal professional. They describe what this site actually does, as accurately as we can state it, which is the part we can vouch for. They are not legal advice, and they may not cover every requirement in every country we are read from. If you need certainty for your own situation, ask a professional in your jurisdiction.

What an affiliate link is

An affiliate link is a normal link with a tracking tag that tells a partner (an insurer, an eSIM provider, a retailer) that you arrived from NOMADREEF. If you then buy, the partner pays us a small commission. We mark such links in context (for example, "(affiliate)"), and they carry a rel="sponsored" attribute.

Our promise: fit, never payout

We only recommend products and services we would use ourselves, and we rank them on how well they fit a nomad who spends time in the water, never on which programme pays us the most. Where a cheaper, free, or non-affiliate option is the better fit, we say so. If we ever can't recommend something honestly, we don't link it.

Amazon Associates

NOMADREEF is a participant in the Amazon Associates Program, an affiliate advertising program. As an Amazon Associate we earn from qualifying purchases. Prices and availability on Amazon change frequently; any price we mention is indicative and "as of" the date shown, so always check the current price on Amazon before buying.

Other partners

Besides Amazon we work with travel, insurance, connectivity and gear partners. Several of them reach us through Travelpayouts, an affiliate network that handles the tracking and payouts for a number of travel brands; links to those partners pass through a tpx.li address before landing on the partner's own site. Partners currently linked include activities and tours (Klook, KKday), airport transfers (GetTransfer), car rental (QEEQ, Auto Europe), flights (Kiwi.com), flight compensation (AirHelp), eSIMs (Saily, Airalo), travel insurance (SafetyWing, Genki), banking (Wise) and accommodation (Booking.com). Each has its own terms, and we follow them. Being an affiliate never changes our editorial verdict, and where a partner's paid tier is not obviously worth it, we say so next to the link rather than in the small print.

Gifted or sponsored content

If we ever receive a product for free, are paid for a piece of content, or have any other material connection to something we mention, we will disclose that clearly and prominently within the relevant article, in line with the U.S. FTC's endorsement guidelines and equivalent rules elsewhere.

Questions

If anything here is unclear, or you think we've missed a disclosure, please tell us via the contact page. See also our editorial standards and privacy policy.

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What this page is, and is not. This is independent research, written by the operator and not reviewed by a lawyer. It is not insurance advice: policy wording differs by plan, country of residence and date, and only the document you are actually offered decides what is covered. Every figure carries the date it was checked; verify anything that matters at the source before you rely on it.